Account Takeover (ATO) Fraud
How ATO Fraud is Evolving in the Age of AI and Real-Time Payments
AI/Generative AI–Enabled Fraud & Deepfakes
Synthetic Identity Fraud & Identity Verification Challenges
Authorized Push Payment (APP) / Social Engineering Fraud
Data Sharing & Cross-Institution Collaboration
Regulation, Compliance & Risk-Based Authentication
Fraud Detection Operational Models
Insider Threats & Mule Accounts
Open Banking / Embedded Finance & Third-Party Risks
Privacy-Preserving Machine Learning & Federated Learning
Cybersecurity & Fraud Convergence
Financial Crime in Emerging Payments & Digital Channels
Fraud-as-a-Service (FaaS), Automation & Scaling of Fraud
Customer Education & Victim Protection
Measuring & Reporting Fraud, Metrics & ROI
Cross-Border & Virtual Asset / Crypto Risks
FRAUD AGENDA
Please note all attendees will be given a personal agenda, which will be sent to you a few days before the event - please use that as your guide
Day 1:
Registration 9:00 - 9:50am
Morning session
Welcome and Opening Remarks - Hosts, Graham Barrow & Ray Blake
Graham Barrow and Ray Blake, hosts of the hugely popular ‘Dark Money Files’ podcast, are two financial crime and fraud fighters with considerable experience in helping banks, regulators, tech providers, NGOs and other organisations grapple with criminal abuse of the financial system.
Keynote: Linda Hamilton - Former Deputy Director FIS Organised Crime, Fraud Investigation Service, HMRC
Threats and Advances in Our Sector - Overcoming Challenges to Implement in Fraud
Fraud threats are evolving fast - and so are the tools to fight them. This keynote explores the latest attack trends, emerging technologies, and the real-world challenges of putting innovation into practice. Learn how leading organizations are overcoming barriers like legacy systems, team silos, and regulatory complexity to implement effective, forward-thinking fraud strategies.
Cyber Priorities for Leaders in 2025 Drake Suite
● Tamlynn Deacon - HNK - Director Cloud Services
● Martin Astley - CISO - 247 Home Rescue
● Andrew Brant - Weatherbys Bank - Technology and IT Services Architect
● Martin Covill - iPSL - CISO
● Edward Roffe - Pinnacle Pet Group - Global Chief Information Security Officer
● Eliza-May Austin - TSC - CEO
Tea & Coffee Refreshment & Networking Break
Mid-Morning Session:
Round Table Workshop Smarter, Faster, Safer: AI’s Role in the Future of Fraud
Explore how AI is transforming the fight against fraud - making detection smarter, response faster, and operations safer.
This interactive session will bring together experts and peers to discuss real-world use cases, challenges, and opportunities at the intersection of artificial intelligence and financial crime prevention.
Informal Drop In Sessions with Experts /Individual technology update meetings / Peer to Peer networking with other attendees
Lunch (provided)
Afternoon Session:
Round Table Workshop Identity Verification in the Age of AI: Navigating the Next Frontier of Fraud
As artificial intelligence continues to evolve, so do the tactics of fraudsters. Join us for an interactive round table workshop where industry leaders, technologists, and policy experts come together to explore the shifting landscape of identity verification in the era of AI. This session will delve into emerging threats such as synthetic identities, deepfakes, and AI-generated fraud, while also highlighting cutting-edge solutions in biometric authentication, behavioral analytics, and regulatory innovation.
Guest Panel: The executive track, strategies for Fraud & risk leaders to step up to senior board level
We welcome Andrew Greening who has compiled a panel of experts who will share their experiences, and offer actionable strategies for taking the skillset that is innate to risk leaders, and how that can be utilised to take the next step to senior board level.
The panel will also explore the most successful strategies to communicate with CEO’s and the board to ensure the most valuable outcomes.
Tea & Coffee Refreshment & Networking Break
Late Afternoon Session:
Keynote: Richard Bromley, Director & Head of Fraud & Disputes Risk, Monzo
Building Trust at Scale - How Monzo is Redefining Collaboration to Tackle Fraud and Engage Customers
In a digital world where customer expectations are high and fraud threats evolve daily, how can a modern bank stay ahead of the curve?
Join us for an exclusive keynote exploring how cross-functional collaboration is powering the next generation of fraud prevention - without compromising user experience. Discover how Monzo’s teams, from engineering and data science to customer support and product design, are working together in new and agile ways to build a banking app that’s intuitive, engaging, and resilient against fraud.
Round Table Workshop - Fortifying the Future of Fraud: Real-Time Response to Digital Impersonation, fraud and ATO
As fraud tactics grow more sophisticated, organizations must respond with speed, intelligence, and agility. This roundtable brings together fraud prevention leaders, cybersecurity experts, and product innovators to discuss one of today’s most pressing challenges: combating real-time threats like digital impersonation, social engineering, and account takeovers (ATO).
Wrap up
Check in
Networking Drinks Reception
The Leaders’ Dinner (and quiz)
Official end to day 1
Day 2:
Optional Extra’s
Morning Session:
Welcome and Update from Gareth Dothie
An update from Gareth Dothie - Head of Fraud, City of London Police. On the new Domestic Corruption Unit department commissioned by the Home Office.
Keynote - Andrew Marshall Hardy - Managing Director, Global Head of Fraud Risk - Wholesale Banking, HSBC
Data Science and Fraud: A Case Study in Innovation Leadership
In this unmissable talk, Andrew Marshall-Hardy will give a valuable insight into how data science is revolutionizing fraud prevention. He explores the transformative power of data-driven risk management, outlining the key elements for successful collaboration between data science and fraud teams. We'll delve into the practical steps, the inevitable challenges, and why human expertise remains the cornerstone of effective fraud detection.
A live tour of The Dark Web
Join us on a fascinating live tour of the dark web. Something that impacts most of our daily roles directly, but not something that all of us are willing to visit. Our thanks to Nisha Aubeeluck, our experienced guide from Decoded, who has kindly agreed to come to the FRC this year, and offer us an intriguing hour behind the curtain.
This is NOT to be missed!
Tea & Coffee Refreshment & Networking Break
Free Choice 20/20 session: 20 Tables, 20 Topics, 20 Minutes
Topic led, open discussion with like minded peers. Join the table with the topic you’d most like to discuss or ask your peers how they’re approaching things.
Whether you’re desperate to share your knowledge on sanctions or ask others how they’re dealing with impersonation fraud - this is THE place to find your most wanted conversation among the array topics. The sessions will rotate on 20 mins. It could be noisy but we hope it will be fun and valuable.
Meeting Medley
There will also be short and relaxed technology providers meetings which are designed to keep you up to speed on some of the most crucial advances and innovations.
Lunch (provided)
Afternoon Session:
Keynote - The Dark Money Files Live
What will they have in store in this live episode exclusive to the FRC Leaders’ Convention? We’ll have to wait and see! Whatever it is…we know it’ll be straight out of the top drawer and absolutely brilliant.
Alternative panel Session: 1.45 - 2.30 Panel: How Financial Institutions Can Keep Up Against AI-Driven Cyber Fraud
Threats.
○ Signet & Warbler Suite
● Daniel Crisan - Head of VM and AppSec - Instinet
● Anton Yunussov - Mazars - Director Cyber Advisory
● Ramit Sharma - Natwest - VP Engineer Lead
● Victor Onyenagubom - Lecturer in Cybersecurity Teesside University
London
Round table Workshop: ‘Manipulation & Deception: Stopping Social Engineering Attacks’
Social engineering remains one of the most effective and dangerous tools in a fraudster’s arsenal - exploiting human psychology to bypass even the most advanced technical defences. In this interactive roundtable workshop, we’ll explore the evolving tactics behind phishing, vishing, smishing, and other forms of digital manipulation, and how organisations can proactively defend against them.
Closing remarks
Final networking, card swap and coffee for the road